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Hidden Fees, Higher Rates: The Real Cost of Mortgage Industry Turnover The mortgage industry is known for its high turnover rate among loan officers. Many loan officers hop between companies, chasing higher commissions, bonuses, or other perks. While this may…
Navigating Fannie, Freddie, and FHA Guidelines For some individuals, capital gains income can be a crucial component in demonstrating financial stability during mortgage applications. If you are a real estate investor or earn income through asset sales, you may be…
The Real Connection Between Politics and Mortgage Rates As the 2024 U.S. election nears, discussions are heating up about its potential impact on mortgage rates. While some may anticipate a clear direction for rates after the election, the reality is…
From Start to Close: How We Reduce Mortgage Application Failures Getting a mortgage is a big step, but it can also be a confusing and frustrating process. A recent report by the Consumer Financial Protection Bureau (CFPB) revealed that around…
How Freddie Mac is Making Homebuying Easier for 2025 Freddie Mac's recent expansion of programs geared toward first-time homebuyers marks a significant shift in mortgage accessibility. They’ve made enhancements to several of their offerings, aiming to bridge financial gaps and…
Fannie Mae Unlocks 90% LTV Appraisal Waivers—Is Your Home Eligible? Fannie Mae today announced significant updates to its appraisal policies, aiming to make home valuation more efficient and cost-effective for borrowers. These changes, set to roll out in early 2025,…
A Comprehensive Look at Loan Options and Strategies for Self-Employed Borrowers As a self-employed borrower, you may have encountered additional hurdles when trying to secure a mortgage for buying a home, upgrading your existing property, or refinancing. Mortgage lending is…
Discover a cash-out refinance option that gives you access to more of your home’s equity without PMI If you're a homeowner looking to access the equity you've built in your home, there's a special financing option that might be the…
What Homebuyers and Homeowners Need to Know in Pennsylvania (PA) and Florida (FL) In recent years, conforming loan limits have played an increasingly important role in the housing market, providing borrowers with the opportunity to finance homes under more favorable…
Predicting the Market: Are Rates Likely to Fall Further? With the recent drop in mortgage interest rates after several years of steady increases, many homeowners are left wondering: Is now the right time to refinance, or should I wait for…
