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Use your VA benefits to get into your dream home today! Are you a veteran, member of the military or military spouse? You may qualify for a Philadelphia VA home loan.

Philadelphia VA Loan

Philadelphia VA home loans offer flexible options as either Fixed Rate or Adjustable Rate mortgages. You may qualify for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!

How Philadelphia VA Home Loans Work

  • Purchase your home with as little as 0% down payment. Yes, you can buy your home and pay NOTHING at closing using a VA Loan.
  • 30-, 25-, 20- and 15-year terms are all available with fixed rates.
  • 5-year adjustable rate mortgage available.
  • Jumbo VA loans available.
  • VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans.
  • No monthly PMI (Private Mortgage Insurance).
  • VA loans are governed by the U.S. Department of Veterans Affairs.
  • Pay your mortgage off at any time without pre-payment penalties.

Philadelphia VA Home Loan Qualification Requirements

  • Available for active duty military, reservists, National Guard, veterans, and military spouses in some circumstances.
  • Buy a home with no money down (primary home).
  • Refinance up to 100% of your primary home’s value.

Have questions?  Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

**Innovative Mortgage Brokers is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.

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