Acceptable Down Payment Assistance Programs
We’ve got your back when it comes to buying a home! Don’t let down payment stop you from owning the house of your dreams – we collaborate with lenders that accept some seriously helpful Down Payment Assistance Programs in Pennsylvania and Florida. Check these out and get ready for homeownership!
| State | Financing Source | Program Name | Product | Contact |
| PA | Butler County | First Time Homebuyer Down Payment / Closing Cost Assistance Program |
Conventional | 724-287-6797 |
| PA | Butler County | First Time Homebuyer Down Payment / Closing Cost Assistance Program |
FHA | 724-287-6797 |
| PA | Dauphin County | First Time Homebuyer Program | FHA | 717-780-6250 |
| PA | Dauphin County | First Time Homebuyer Program | Conventional | 717-780-6250 |
| PA | Montgomery County | First Time Homebuyer Program | FHA | 610-278-3540 |
| PA | Montgomery County | First Time Homebuyer Program | Conventional | 610-278-3540 |
| PA | (NHS) Neighborhood Housing Services of Greater Berks, Inc. |
NHS CCAL Loan | Conventional | 610-372-8433 |
| PA | (NHS) Neighborhood Housing Services of Greater Berks, Inc. |
NHS FHA CCAL Loan | FHA | 610-372-8433 |
| PA | Philadelphia Housing Development Corp / City of Philadelphia |
Philly First Home Grant Program | FHA | 215-686-9749 |
| PA | Philadelphia Housing Development Corp / City of Philadelphia | Philly First Home Grant Program | Conventional | 215-686-9749 |
| PA | Urban Redevelopment Auhtority of Pittsburgh/ Center for Housing Opportunities (CHO) |
Down Payment and Closing Cost Assistance Program (DPCCAP) | Conventional | 412-255-6561 |
| PA | Urban Redevelopment Auhtority of Pittsburgh/ Center for Housing Opportunities (CHO) |
Down Payment and Closing Cost Assistance Program (DPCCAP) | FHA | 412-255-6561 |
| PA | Urban League | HOMEPHL | Conventional and FHA | 215-985-3220 |
| PA | Urban League | West / Southwest Philly | Conventional and FHA | 215-985-3220 |
| FL | Brandt House Inc | DPA Grant | Conventional | 402-443-6231 |
| FL | Brandt House Inc | DPA Grant | FHA | 402-443-6231 |
| FL | City of Boynton Beach | SHIP | Conventional | 561-742-6066 |
| FL | City of Boynton Beach | SHIP | FHA | 561-742-6066 |
| FL | City of Davie | SHIP First Time Homebuyer Program | Conventional | 954-797-1173 |
| FL | City of Davie | SHIP First Time Homebuyer Program |
FHA | 954-797-1173 |
| FL | City of Delray Beach | Purchase Assistance Program/SHIP |
Conventional | 561-243-7038 |
| FL | City of Delray Beach | Purchase Assistance Program/SHIP |
FHA | 561-243-7038 |
| FL | City of Fort Pierce | SHIP | Conventional | 772-467-3161 |
| FL | City of Fort Pierce | SHIP | FHA | 772-467-3161 |
| FL | City of Hollywood | First Time Homebuyer Purchase Assistance Program |
Conventional | 954-357-4900 |
| FL | City of Hollywood | First Time Homebuyer Purchase Assistance Program | FHA | 954-357-4900 |
| FL | City of Orlando | SHIP Down Payment Assistance Program | Conventional | 407-246-2708 |
| FL | City of Orlando | SHIP Down Payment Assistance Program | FHA | 407-246-2708 |
| FL | City of Palm Bay/Community Housing Initiative |
Down Payment Assistance Program | Conventional | 321-253-0053 |
| FL | City of Palm Bay/Community Housing Initiative |
Down Payment Assistance Program | FHA | 321-253-0053 |
| FL | City of St Petersburg | Purchase Assistance Program/Homeownership Assistance Loan Program/SHIP Funds |
Conventional | 727-892-5562 |
| FL | City of St Petersburg | Purchase Assistance Program/Homeownership Assistance Loan Program/SHIP Funds | FHA | 727-892-5562 |
| FL | City of Tamarac | First Time Homebuyer Purchase Assistance Program | FHA | 954-597-3549 |
| FL | City of Tamarac | First Time Homebuyer Purchase Assistance Program | Conventional | 954-597-3549 |
| FL | City of Tampa | East Tampa CRA Down Payment Assistance Program | Conventional | 813-274-7940 |
| FL | City of Tampa | East Tampa CRA Down Payment Assistance Program | FHA | 813-274-7940 |
| FL | Columbia County / Suwannee River Economic Council | SHIP | Conventional | 386-362-4115 |
| FL | Columbia County / Suwannee River Economic Council |
SHIP | FHA | 386-362-4115 |
| FL | Dixie County / Suwannee River Economic Council | SHIP | Conventional | 386-362-4115 |
| FL | Dixie County / Suwannee River Economic Council | SHIP | FHA | 386-362-4115 |
| FL | Gulf County | Hurricane Housing Recovery Program | Conventional | 850-697-2542 |
| FL | Gulf County | Hurricane Housing Recovery Program | FHA | 850-697-2542 |
| FL | Hamilton County | SHIP | Conventional | 386-792-0507 |
| FL | Hamilton County | SHIP | FHA | 386-792-0507 |
| FL | Hernando County | SHIP Down Payment Assistance Program |
FHA | 352-754-4160 |
| FL | Hernando County | SHIP Down Payment Assistance Program |
Conventional | 352-754-4160 |
| FL | Nassau County | SHIP | Conventional | 904-530-6020 |
| FL | Nassau County | SHIP | FHA | 904-530-6020 |
| FL | Okeechobee County | SHIP | Conventional | 863-763-6441 |
| FL | Okeechobee County | SHIP | FHA | 863-763-6441 |
| FL | Orange County | Down Payment Assistance Program |
FHA | 407-836-5174 |
| FL | Orange County | Down Payment Assistance Program | Conventional | 407-836-5174 |
| FL | Palm Beach County | SHIP | Conventional | 561-233-3600 |
| FL | Palm Beach County | SHIP | FHA | 561-233-3600 |
| FL | Palm Beach County | Workforce Housing Program | Conventional | 561-233-3693 |
| FL | Palm Beach County | Workforce Housing Program | FHA | 561-233-3693 |
| FL | Pinellas County | SHIP | Conventional | 727-464-8210 |
| FL | Pinellas County | SHIP | FHA | 727-464-8210 |
| FL | Pinellas Realtor Foundation | DPA Grant | Conventional | 727-347-7655 |
| FL | Pinellas Realtor Foundation | DPA Grant | FHA | 727-347-7655 |
| FL | Polk County HANDS of Central Florida | GAP Program / SHIP | FHA | 863-682-1025 |
| FL | Polk County HANDS of Central Florida | GAP Program / SHIP | Conventional | 863-682-1025 |
| FL | Realtors Care Foundation | Home Buyers Grant Program | FHA | 813-310-8200 |
| FL | Realtors Care Foundation | Home Buyers Grant Program | Conventional | 813-310-8200 |
| FL | Solita’s House Inc | Down Payment Assistance Loan | Conventional | 813-575-0465 |
| FL | Sumter County | SHIP | Conventional | 352-689-4400 |
| FL | Sumter County | SHIP | FHA | 352-689-4400 |
The list is constantly changing. Reach out for more up to date info.
