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Fannie Mae is Raising LTV Ratios for 2-4 Unit Primary Residence: Expanding Access to Homeownership in Pennsylvania with Innovative Mortgage Brokers

Fannie Mae, a leading source of financing for mortgage lenders, recently announced significant changes in its Desktop Underwriter (DU) system. The updates are expected to affect the maximum allowable loan-to-value (LTV) ratios for two- to four-unit properties. Changes to LTV…

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Student Loan Payments: Navigating Recent Freddie Mac Updates

At Innovative Mortgage Brokers, we place great emphasis on keeping our customers up-to-date about any fluctuations in the mortgage industry. Recently, Freddie Mac has made some significant updates to their guidelines concerning student loan payment calculations that could potentially impact…

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Federal Housing Finance Agency (FHFA) Lowers Upfront Fee for Conventional Loans

Conventional loans don’t have upfront mortgage insurance fees like government-backed loans (FHA) have, but there are fees behind the scenes many borrowers don’t realize. You may not see the charge, but it’s wrapped into your interest rate, affecting your mortgage…

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