How H.R. 1 Reshapes Mortgage and Investment Strategies The passage of H.R. 1, often referred to as the "One Big Beautiful Bill Act", has introduced significant changes with broad implications for the mortgage and real estate industries. Enacted on July…
FHFA Opens Door to Cryptocurrency in Mortgage Risk Assessments: What It Means for Borrowers and the Housing Industry In a move that could dramatically shift how we think about wealth in mortgage underwriting, the Federal Housing Finance Agency (FHFA) has…
As tensions between the United States and Iran continue to escalate, many prospective homebuyers and current homeowners are wondering how a potential military conflict could affect mortgage rates. Understanding this relationship is crucial for making informed decisions about your home…
The trucking industry is the backbone of American commerce, keeping goods moving across the country 24/7. If you're a truck driver looking to buy a home, you might be wondering how your unique income structure affects your ability to qualify…
A Complete Guide for Short-Term Contract Employees Union workers are the backbone of many essential industries - from construction and manufacturing to healthcare and public service. While union membership offers incredible benefits like job security, structured wage increases, and comprehensive…
When You Can Keep Your Current Home and Get Another FHA Loan If you currently have an FHA loan and are considering buying another home, you've probably heard about FHA's "100 Mile Rule." This guideline is one of the most…
Explore Affordability, Payments, and Refinance Options with Our Mortgage and Affordability Calculators When you’re thinking about buying a home, or even refinancing your current one, one of the biggest challenges is figuring out what you can actually afford and what…
What the CFPB Layoffs Could Mean for Mortgage Brokers, Lenders, and Consumers The Consumer Financial Protection Bureau (CFPB) recently announced a staggering round of layoffs, letting go of nearly 90% of its staff. This move has set off alarm bells…
No, the Housing Market Isn’t About to Crash—Here’s What’s Really Happening If you’ve been watching the news, scrolling social media, or just talking with friends and family lately, there’s a good chance you’ve heard someone ask: “Is the housing market…
What happens when too much leverage enters the safest market in the world. The bond market is currently under scrutiny due to a complex and potentially risky strategy known as the "basis trade," which has amassed an estimated $800 billion…
