Our new portal lets you securely check progress, milestones, and next steps anytime you want. If you’ve ever been in the middle of a mortgage transaction, you already know the feeling: you want updates, but you do not want to…
Understand how VA residual income works, what the guidelines are, and how it affects your VA loan approval in Pennsylvania and Florida. If you are a veteran or active-duty service member looking to buy a home with a VA loan,…
What The New 2026 Conforming Limits Mean for Homebuyers and Homeowners in PA and FL If you’re buying a home (or refinancing) in 2026, the new conforming loan limits matter because they determine when a mortgage can be sold to…
What delinquent federal loans really mean for your mortgage approval and how to get back on track. If you have federal student loans that are late, in default, or in collections, it can feel like homeownership is off the table…
How mortgage lenders really treat negative secondary income Side hustles are everywhere. Uber driving, an Etsy shop, a consulting gig on nights and weekends. From a tax standpoint, those activities often show a loss on your return because of write-offs…
What appraisers and underwriters need to approve unique properties Thinking about buying or refinancing a home that does not look like anything else nearby? You can often still get financing. The key is showing that typical buyers in the area…
Qualifying for a Mortgage Using Overtime Income When applying for a mortgage, borrowers often wonder whether overtime pay can be counted as qualifying income. The answer is yes, but only under specific conditions. Understanding how overtime income is evaluated helps…
Strong Mortgage Options for VA borrowers. This guide is for Veterans, active-duty service members, and surviving spouses planning to buy or refinance a home in Pennsylvania, especially the Philadelphia metro’s five core counties (Philadelphia, Bucks, Montgomery, Chester, and Delaware), or…
What 90% LTV cashout means, who qualifies, and how to structure it Tapping your equity can fund renovations, consolidate higher‑interest debt, or boost reserves. Some programs now allow cash‑out refinancing up to 90% loan‑to‑value (LTV) on certain primary‑residence scenarios, often…
Fannie Mae Now Lets Some ADU Rent Help You Qualify for a Mortgage Accessory Dwelling Units can turn a home into a smarter financial move. Fannie Mae’s latest update allows certain borrowers to count a portion of ADU rent toward…
