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What The New 2026 Conforming Limits Mean for Homebuyers and Homeowners in PA and FL If you’re buying a home (or refinancing) in 2026, the new conforming loan limits matter because they determine when a mortgage can be sold to…
The hidden rate premium that erases most “payment savings” A 50-year mortgage spreads payments over a longer timeline, which can trim the monthly bill a little. In reality, the rate on a 50-year loan would almost certainly be higher than…
Sellers must price smart; buyers gain leverage Inventory finally caught up with demand in September, and the market took a welcome breather from midsummer heat. Here’s what changed, and what it means if you’re buying or selling this fall. Quick…
Some Lenders Are Already Honoring Anticipated 2026 Higher Conforming Loan Limits Each fall, the Federal Housing Finance Agency updates conforming loan limits for Fannie Mae and Freddie Mac. Those limits set the maximum size of a loan that can be…
Trigger Leads Are Being Shut Down, Here’s What That Means If you’ve ever applied for a mortgage and suddenly received a flood of calls, texts, or emails from lenders you’ve never heard of, you’re not alone. But that’s changing. As…
Philadelphia’s Anchors: How Education and Healthcare Strengthen Our Local Economy, and Housing Market When people think about what makes Philadelphia special, history and culture often come to mind. But another story runs quietly in the background, how education and healthcare…
Save on closing costs and keep more money in your pocket without waiting for rates to drop. When you’re refinancing or buying a home, the last thing you want is a complicated and expensive closing process. That’s where programs like…
Understanding the possible ripple effects on affordability and lending if Fannie Mae and Freddie Mac Go Back To Private Ever wondered how mortgage rates would shift if Fannie Mae and Freddie Mac left conservatorship and returned to full private ownership?…
How H.R. 1 Reshapes Mortgage and Investment Strategies The passage of H.R. 1, often referred to as the "One Big Beautiful Bill Act", has introduced significant changes with broad implications for the mortgage and real estate industries. Enacted on July…
FHFA Opens Door to Cryptocurrency in Mortgage Risk Assessments: What It Means for Borrowers and the Housing Industry In a move that could dramatically shift how we think about wealth in mortgage underwriting, the Federal Housing Finance Agency (FHFA) has…
