Should you Pay your Mortgage Off Early?
If you have extra cash or have room in your budget to pay extra toward your mortgage, you might wonder if you should pay your mortgage off early. There are many instances when you can and should pay it early…
Unlocking Savings: How Choosing the Right Lender Could Save You $100 per Month (or more) on Your Mortgage
As a mortgage broker, we’ve seen firsthand how the right lender can make a world of difference when it comes to securing a mortgage. A recent study by the Consumer Financial Protection Bureau (CFPB) highlights this point, revealing that borrowers…
Refinance Your Property to Consolidate Your Debt
Are you feeling overwhelmed by high-interest credit card payments, student loans, or other outstanding debts? Refinancing your property might be the solution you need to consolidate your debt and achieve financial freedom. Our team at Innovative Mortgage Brokers can walk…
HELOCs – What are the Pros and Cons
If you’ve built equity in your home, you might consider using it. A home equity line of credit offers easy access to your equity with flexible payments. You can use the cash immediately for a financial emergency or have the…
7 Ways your Mortgage Payment may Increase
You sign your mortgage disclosures and budget carefully for the mortgage payment stated on them. You’d think that’s your payment for the next 30 years, but suddenly, your mortgage payment has increased. What’s the deal? It’s true, your mortgage payment…
Understanding Home Equity and How to Use It
Your home is an investment, but it might not feel that way when you write your monthly mortgage payment. However, every time you make a payment, you gain more equity in your home. This means you pay your mortgage balance…
Are You Ready to Become a Landlord?
If you are considering selling your house but aren’t sure you want to let it go forever, you may be surprised to hear that you can actually keep your house and have someone else cover the costs and upkeep. Becoming…
Moving Day Etiquette in Philadelphia
Whether you are moving yourself or hiring a professional team, there are a few ways that you can make moving day more enjoyable and smooth for everyone involved. Follow these tips to be a gracious host on your moving day…
Questions to Ask Your Philadelphia Mortgage Lender
Whether you are an experienced home buyer or are looking to purchase your first property, shopping around for a mortgage is an important step to make sure that you are getting the best deal. Here are a few questions to…
Upgrading Your Philadelphia Home’s Outdoor Space – From DIY to Professional
Upgrading your Philadelphia home’s outdoor space can make it more enjoyable, add curb appeal, and even increase the overall value of your home. Try one of these projects yourself or get the help of a pro to take advantage of…
