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At Innovative Mortgage Brokers, we are staunch advocates for educating our clients to equip them with the knowledge they need to make informed financial decisions. Understanding the different types of mortgages available can be a daunting task, but it is…
Homeownership - the quintessential American Dream - is a vision that many of us aspire to achieve. However, the daunting challenge of accumulating sufficient funds for a down payment can often seem like an insurmountable hurdle, causing many to defer…
At Innovative Mortgage Brokers, we pride ourselves on being more than just a mortgage company. We are your transparent partner, providing you with all the necessary information to make the best decision for your financial future. Our commitment to transparency…
At Innovative Mortgage Brokers, we have guided countless individuals and families on their journey to homeownership. One common question we encounter is, "What should be my first step in buying a home?" Our answer is always the same: Get preapproved…
As mortgage brokers, we at Innovative Mortgage Brokers are constantly exploring different options to help our clients achieve their homeownership dreams. One such option is the 3-2-1 buydown. However, before you jump on the 3-2-1 bandwagon, it's crucial to understand…
Embarking on the mortgage journey can be an exciting adventure, particularly for first-time homebuyers. Yes, there's a fair amount of paperwork involved, and yes, you'll encounter some financial terms that may seem complex at first. But don't worry! One of…
The Pennsylvania Association of Realtors provides a comprehensive monthly statewide report on the Pennsylvania housing market. This report offers valuable insights into key metrics such as listings, sales, median sales price, and inventory status, helping buyers, sellers, and industry professionals…
The world of mortgages is ever-changing, and it's essential to stay updated with the latest developments. One crucial aspect that often undergoes changes is the conforming loan limit. This year, there's an anticipated increase in this limit, and some lenders…
Relocating is more than just a change of address; it's a life-altering decision that opens the door to new experiences, opportunities, and challenges. If you're considering moving from the historic landscapes of Pennsylvania to the sun-kissed beaches of Florida, one…
Fannie Mae, a leading source of financing for mortgage lenders, recently announced significant changes in its Desktop Underwriter (DU) system. The updates are expected to affect the maximum allowable loan-to-value (LTV) ratios for two- to four-unit properties. Changes to LTV…
