Conventional 1% Down Program
Helping More Buyers Get Into Homes: Conventional 1% Down Program Buying a home is one of the biggest financial steps most people will ever take, but for many, saving up a large down payment is a real hurdle. If that…
Can Temp Workers Qualify for a Mortgage? Yes.
Mortgage Tips for Temp Agency Workers In today’s job market, more people are choosing flexible work arrangements through temp agencies and staffing firms. Whether it's in healthcare, IT, manufacturing, or professional services, temporary work is no longer just a short-term…
Understanding Mortgages with Fluctuating Income
How Buyers with Commission, Overtime, or Irregular Hours Can Still Qualify If your paycheck changes from week to week, maybe because you earn commission, tips, or work variable hours, qualifying for a mortgage might feel confusing. But the good news…
First Responders & Mortgages: What You Need to Know About Qualifying for a Home Loan
First Responders - How to qualify for a home loan even with inconsistent paychecks Being a first responder comes with long hours, emotional stress, and an unshakable commitment to public service. But when it comes to buying a home, your…
Understanding the “One Big Beautiful Bill”
How H.R. 1 Reshapes Mortgage and Investment Strategies The passage of H.R. 1, often referred to as the "One Big Beautiful Bill Act", has introduced significant changes with broad implications for the mortgage and real estate industries. Enacted on July…
Crypto Assets May Soon Count Toward Your Mortgage
FHFA Opens Door to Cryptocurrency in Mortgage Risk Assessments: What It Means for Borrowers and the Housing Industry In a move that could dramatically shift how we think about wealth in mortgage underwriting, the Federal Housing Finance Agency (FHFA) has…
How Global Tensions May Impact Mortgage Rates in 2025
Last updated: July 2025 How Mortgage Markets React to Geopolitical Risk in 2025 With global headlines constantly shifting, from Middle East conflicts to election-year uncertainty in the U.S., many buyers are wondering: what does all this mean for mortgage rates?…
Getting a Mortgage as a Truck Driver: What You Need to Know
The trucking industry is the backbone of American commerce, keeping goods moving across the country 24/7. If you're a truck driver looking to buy a home, you might be wondering how your unique income structure affects your ability to qualify…
Navigating Mortgages for Union Workers
A Complete Guide for Short-Term Contract Employees Union workers are the backbone of many essential industries - from construction and manufacturing to healthcare and public service. While union membership offers incredible benefits like job security, structured wage increases, and comprehensive…
Understanding FHA’s 100 Mile Rule
When You Can Keep Your Current Home and Get Another FHA Loan If you currently have an FHA loan and are considering buying another home, you've probably heard about FHA's "100 Mile Rule." This guideline is one of the most…
